The Q2 2026 Picture
As of today, 649 Bexar County properties are scheduled for Q2 2026 foreclosure auctions — spread across three first-Tuesday sale dates. The breakdown by month tells you something about how this quarter is shaping up:
| Auction Date | Status | Postings |
|---|---|---|
| April 7, 2026 | Completed | 394 |
| May 5, 2026 | Tomorrow | 203 |
| June 2, 2026 | Posting window open | 52 |
The June number will continue to climb — postings are filed up to roughly 21 days before the auction date, so we won't see the full June total until late May. But April's 394 postings was the biggest single auction Bexar has run in current data, and May's 203 puts us on a Q2 trajectory well above Q1's pace.
Why this matters: A 649-property quarter in a county with roughly 700,000 housing units is still under 0.1% of total stock. This is not a market crash. But it’s the largest pipeline we’ve had in recent quarters, and the composition of those 649 is more revealing than the headline number.
Where the Distress Is Concentrated
Geographic clustering jumps out of the data. The top subdivisions in the Q2 pipeline are almost all far-west and southwest growth corridors — the same areas where 2018–2024 new construction was concentrated:
| Subdivision | Area | Postings |
|---|---|---|
| Luckey Ranch | Far West SA | 8 |
| Preserve at Medina | SW SA | 5 |
| Solana Ridge | Far West SA | 5 |
| Mission del Lago West | South SA | 5 |
| Lago Vista | Far NW | 5 |
| Cupples / Zarzamora | West SA (older) | 5 |
This isn’t aging-housing distress. One in three Q2 distressed properties is from the 2010s or 2020s — relatively new construction. People who bought into recent suburban developments are showing up in the foreclosure pipeline at a higher rate than the housing-stock vintage mix would predict.
The New-Construction Lender Signal
The clearest pattern in this quarter’s data isn’t geographic — it’s in the lender column. Builder-affiliated mortgage companies are over-represented:
| Lender | Affiliation | Q2 Postings |
|---|---|---|
| Lennar Mortgage, LLC | Lennar Homes | 7 |
| Gardner Financial / Legacy Mutual | Builder-affiliated | 6 |
| AmCap Mortgage / Gold Financial | Builder-affiliated | 6 |
| DHI Mortgage Company | D.R. Horton | 3 |
| All other builder lenders | — | 3 |
That’s 25 postings (3.8% of the quarter) traced directly to builder finance. These are buyers who took builder mortgages 2–5 years ago — often with rate buydowns, lower down payments, or other incentive structures — and are now hitting the wall as those incentives expire and rates settle higher than they were sold.
If you’re a homeowner reading this and you bought new construction with builder financing, this is the moment to look at your loan documents and figure out where you actually stand. The signal is real.
Two Layers of Distress
9% Have Tax Delinquencies on Top
Of the 649 Q2 postings, 59 properties (9%) also carry outstanding Bexar County tax debt. These are the highest-pressure situations: a bank foreclosure stacked on top of a county tax lien. For a homeowner, this is when options narrow fast — pre-foreclosure intervention only works if total debt is workable. For an investor, these properties demand careful title work, because tax debt typically follows the property.
Repost Rate Stays Low
Only 1.5% of Q2 postings are reposts (auctions postponed from a prior month). That’s a behavioral signal worth noting: lenders are pushing through to sale rather than repeatedly delaying. That’s different from the pattern we saw during COVID-era forbearance, when reposts ran much higher.
Tomorrow’s auction (May 5): 203 properties scheduled — the second-largest single auction of Q2. If you’re bidding, bring liquidity, do your title work in advance, and expect a crowd.
The Verdict by Who You Are
If You’re a Homeowner in Trouble
You have more options than you think — but only before the courthouse posting. Once posted, you have ~21 days. After auction, none. If you’re behind, talk to me before the next posting cycle.
If You’re an Investor
The Q2 pipeline is real but selective. Median value $255K puts most of it squarely in the workforce-housing band — flippable or rentable, not luxury. Focus on far-west and south-central growth corridors. Tomorrow’s sale is the largest of the quarter.
If You’re Watching the Market
Don’t read this as a crash signal. 649 quarterly auctions out of ~700,000 housing units is a small slice. It’s real distress in specific pockets — mostly newer-construction, builder-financed buyers — not a broad collapse.
My Take Going Forward
Q2 2026 is showing the cleanest distress-pattern data Bexar has had in a while. New-construction stress is the story — vintage, lender, and subdivision data all point in the same direction. The post-COVID rate-shock cycle is still working through specific pockets of the market, particularly homes sold by production builders with creative financing in 2020–2023.
For the rest of 2026, I expect this pattern to continue, with Q3 looking similar to Q2 in volume. The properties moving through the pipeline are increasingly recent vintage, increasingly builder-financed, and increasingly in the growth-corridor suburbs where so much of the 2020–2023 buying happened.
If you’re an owner under pressure: please don’t wait. If you’re an investor: the data is open, the pipeline is published, and the May 5 auction is tomorrow.
Source: Bexar County official courthouse foreclosure postings, scraped and aggregated daily by ScoopyMap. Analysis as of May 4, 2026 covering 649 active Q2 postings. June numbers will continue to grow as additional postings are filed up to ~21 days before the sale date. Independent analysis by Mauro Morillo, real estate consultant specializing in pre-foreclosure and investment property in San Antonio, TX.
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